Terms of Use - AI Builder

These Supplemental Terms of Use (“AI Builder Terms”) apply to your access to and use of Tatum’s AI-powered application generation service, currently made available at ai.tatum.io and/or through the Tatum Dashboard (the “AI Builder”). The AI Builder is a Service under, and these AI Builder Terms are incorporated into and form part of, the Tatum Terms of Use (the “Main Terms”). In the event of a conflict between these AI Builder Terms and the Main Terms, these AI Builder Terms control solely with respect to your use of the AI Builder. Capitalized terms not defined here have the meaning given in the Main Terms.

By accessing or using the AI Builder, you confirm that you have read, understood, and accepted these AI Builder Terms and the Main Terms. If you do not agree, you must not access or use the AI Builder.

1. Relationship to Main Terms; Contracting Entity

1.1 These AI Builder Terms supplement, and do not replace, the Main Terms, including without limitation the Disclaimer of Warranties and Limitation of Liability (Main Terms §11), Indemnification (§12), Risk Disclosure Notice (§13), U.S. Legal Compliance provisions (§14), Termination (§15), and Governing Law (§18).

1.2 As used in these AI Builder Terms, “Tatum,” “we,” “us,” and “our” mean the same Tatum entity that is party to the Main Terms with you.

2. Definitions

“AI Builder” means Tatum’s natural-language application generation tool, including any associated agent, workflow, or code-generation functionality, however branded.
“Prompt” means any natural-language input, instruction, or specification you submit to the AI Builder.
“Generated Output” means any code, smart contract, configuration, architecture, documentation, or other material produced by the AI Builder in response to a Prompt.
“Share” means publishing a live preview of Generated Output to a URL accessible outside your Tatum organisation, whether or not a separate Deployment step has also occurred.
“Deployment” means causing Generated Output to be published, hosted, compiled, or executed outside the AI Builder’s sandboxed project environment, including publication to a third-party hosting provider (e.g., Vercel) or, if and when such functionality is introduced, execution on a blockchain network.
“High-Risk Deployment” has the meaning given in Section 8.
“Beta Feature” has the meaning given in Section 9.

3. Eligibility and Account

3.1 Use of the AI Builder requires a Tatum account in good standing under the Main Terms. Section 1 (General Conditions) and Section 2 (Description of Services and Account Registration) of the Main Terms apply.

3.2 You represent that you have the technical sophistication to review, test, and evaluate Generated Output before relying on or deploying it, or that you will engage someone who does before any Deployment beyond a test or development environment.

4. Nature of the Service

4.1 The AI Builder uses artificial intelligence to generate Generated Output based on your Prompts. AI-generated code can be incomplete, insecure, non-functional, or legally or technically unsuitable for its intended purpose, and may not reflect your actual intent.

4.2 The AI Builder is a development tool, not a substitute for independent legal, security, financial, tax, or regulatory advice. Nothing in the AI Builder or Generated Output constitutes such advice, including with respect to whether a given application, token, or contract requires licensing, registration, or regulatory approval in any jurisdiction.

4.3 Generated Output is a prototype, not a production-ready or security-audited application, regardless of how complete or polished the live preview appears. Tatum presents Generated Output as a prototype, and you must do the same whenever you Share, Deploy, or otherwise make Generated Output available to any third party. Production use requires additional engineering, testing, security review, and operational preparation that Tatum does not perform on your behalf. You must never represent or suggest that the Generated Output is secure, audited, fit for purpose, or production-ready because it was produced using the AI Builder.

5. AI Output Disclaimer

5.1 GENERATED OUTPUT IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND. WITHOUT LIMITING SECTION 11 OF THE MAIN TERMS, TATUM DISCLAIMS ALL WARRANTIES THAT GENERATED OUTPUT WILL BE ACCURATE, SECURE, FREE OF VULNERABILITIES, SUITABLE FOR PRODUCTION OR MAINNET USE, OR COMPLIANT WITH ANY LAW OR REGULATION APPLICABLE TO YOU.

5.2 You are solely responsible for reviewing, testing, security-auditing, and validating all Generated Output before any Deployment, and for all consequences of Deployment, including Deployment carried out automatically by the AI Builder at your direction.

5.3 You must not represent Generated Output as having been reviewed, audited, or approved by Tatum, or represent Generated Output as human-authored or independently audited where doing so could mislead an end user, investor, or counterparty.

6. License and Ownership of Generated Output

6.1 Subject to your compliance with these AI Builder Terms and the Main Terms, and except for any pre-existing Tatum Content or third-party or open-source components incorporated into Generated Output, Tatum assigns to you all right, title, and interest Tatum may have in Generated Output created specifically for you in response to your Prompts. To the extent Tatum Content is incorporated into Generated Output and is necessary to use that Generated Output, Tatum grants you a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, distribute, display, perform, and otherwise exploit that Tatum Content solely as incorporated in the Generated Output. Notwithstanding the non-commercial restrictions in Section 6 of the Main Terms, you may use the AI Builder and Generated Output for lawful commercial and internal business purposes in accordance with these AI Builder Terms.

6.2 Generated Output may incorporate open-source or third-party licensed components. You are responsible for identifying and complying with any applicable third-party license terms before Deployment or commercial use.

6.3 With respect to Prompts and Generated Output, this Section 6.3 controls over any inconsistent license in Section 8 of the Main Terms. Unless prohibited by your user plan or individual agreement, Tatum may use Prompts and Generated Output on a non-exclusive basis to provide, operate, secure, support, troubleshoot, and improve the AI Builder, enforce these AI Builder Terms, and detect or prevent abuse. Tatum may also use data derived from Prompts and Generated Output in de-identified or aggregated form for analytics and product improvement, provided that the data does not reasonably identify you, any individual, or your confidential or proprietary content.

6.4 Because the AI Builder produces Generated Output from natural-language Prompts using automated systems, similar or identical Prompts submitted by you or by other users may produce similar or identical Generated Output. Generated Output is therefore not necessarily unique to you, and Tatum makes no representation that Generated Output does not infringe a third party’s intellectual property rights. You are responsible for independently assessing infringement risk before relying on Generated Output commercially.

6.5 If you submit feedback, suggestions, or ideas about the AI Builder, you grant Tatum a perpetual, irrevocable, royalty-free license to use them for any purpose without obligation or attribution to you.

7. Acceptable Use Policy — AI Builder

7.1 General principle. The AI Builder is a general-purpose development tool capable of both lawful and unlawful uses, as is true of any powerful tool. The existence of a technical capability within the AI Builder (including, without limitation, token creation, contract deployment, or fund-transfer functionality, whether available now or introduced in a future release) is not permission to use that capability for an unlawful end. You may not use the AI Builder, or cause it to be used, to build, Share, Deploy, market, or operate any application intended, designed, or reasonably likely to facilitate, enable, or drive illegal conduct by you or any third party, regardless of whether the same underlying functionality also has lawful applications.

7.2 In addition to the restrictions in Section 6 (License to the Platforms and the Services) of the Main Terms, you must not use the AI Builder, a Prompt, or Generated Output to create, Share, Deploy, or facilitate any application, smart contract, or system that:

Is designed or reasonably likely to defraud, deceive, or mislead users or counterparties, including fake or misleading token offerings, fabricated audits, or misrepresented tokenomics;
Facilitates market manipulation, including wash trading, pump-and-dump schemes, or artificially inflating trading volume or price;
Is structured to enable a “rug pull” or similar exit scam, including hidden mint functions, undisclosed owner privileges, or backdoors enabling unilateral fund extraction not disclosed to end users;
Facilitates phishing, credential theft, wallet-drainer functionality, or impersonation of a legitimate project, brand, or individual;
Facilitates money laundering, terrorist financing, or the evasion of sanctions, including transactions involving persons or jurisdictions subject to OFAC or other applicable sanctions (see Section 10);
Offers or facilitates the offer of securities, derivatives, or other regulated financial instruments without the licenses, registrations, or exemptions required in the relevant jurisdiction(s);
Provides unlicensed money transmission, custody, or exchange services where such license is legally required;
Knowingly exploits or is designed to exploit a vulnerability in a smart contract, protocol, or wallet other than in the context of authorized security research or a bug bounty;
Facilitates the creation or distribution of malware, ransomware, or other malicious code; or
Is otherwise unlawful in a jurisdiction where you intend to operate or make the application available.

7.3 This list is illustrative, not exhaustive. Tatum may update it from time to time by posting an updated Acceptable Use Policy.

7.4 Tatum may, but is not obligated to, review, filter, or restrict Prompts or Generated Output that appear to violate Section 7.1 or 7.2. Tatum’s decision not to review, or its failure to detect, a particular Prompt or Generated Output does not waive Tatum’s rights or excuse your obligations under this Section.

8. High-Risk Deployment Controls

8.0 This Section 8 applies if and when the AI Builder introduces functionality enabling custody of digital assets, minting or burning, privileged fund-moving roles, or autonomous transaction execution (“Custodial/Transaction Functionality”). At the time these AI Builder Terms were last updated, the AI Builder does not include Custodial/Transaction Functionality — Generated Output reads blockchain data but does not write to a blockchain or hold funds or keys. This Section is included as forward provisioning consistent with the product roadmap and may be revised before any Custodial/Transaction Functionality is released.

8.1 “High-Risk Deployment” means any Deployment to a production/mainnet environment of Generated Output that (a) holds, transfers, mints, burns, or otherwise controls custody of digital assets with real-world value; or (b) grants privileged roles (owner, admin, minter, upgrader) over such assets or over other users’ funds.

8.2 The AI Builder defaults to test/development networks. Deployment to a production or mainnet environment for a High-Risk Deployment requires an explicit, separate confirmation step acknowledging Sections 5 and 8 of these AI Builder Terms. Tatum may also require additional identity or usage-tier verification before such confirmation is available.

8.3 Tatum may decline to provide Deployment functionality for a High-Risk Deployment, may impose additional verification, rate limits, or manual review, and may suspend Deployment functionality generally or as to a specific account at its discretion.

8.4 Nothing in this Section 8 creates an obligation on Tatum to detect, prevent, or reverse any Deployment, or any liability for Tatum’s decision to permit or restrict a given Deployment.

9. Beta Features

9.1 Tatum may designate certain AI Builder capabilities (including autonomous or agentic Deployment functionality) as “beta,” “preview,” or “experimental” (“Beta Features”). Beta Features are provided “as is” and “as available,” may be incomplete, may change or be discontinued at any time without notice and without liability to you, and are excluded from any service levels or support commitments otherwise applicable under the Main Terms or these AI Builder Terms, except as required by applicable law.

10. Compliance Representations

10.1 You represent and warrant that your use of the AI Builder, and any application, token, or smart contract you create, Deploy, or offer using Generated Output, will comply with all applicable laws, including securities, commodities, money-transmission, anti-money-laundering, consumer-protection, tax, and data-protection laws in every jurisdiction where you make the application available.

10.2 The OFAC and export-control representations in Section 14(A) of the Main Terms apply to your use of the AI Builder and extend to any application or smart contract you Deploy using Generated Output. You must not use, or knowingly enable use of, any such application or smart contract to engage in transactions prohibited by applicable sanctions or export-control laws, and you are responsible for implementing any screening, blocking, or other controls legally required for your application and intended users.

10.3 You are solely responsible for any KYC, AML, licensing, or registration obligations applicable to an application you Deploy, including where end users of that application interact with digital assets. Tatum does not perform such compliance functions on your behalf unless expressly agreed in a separate written agreement.

11. No Warranty; Limitation of Liability

11.1 Sections 10 (Errors, Inaccuracies and Omissions) and 11 (Disclaimer of Warranties; Limitation of Liability) of the Main Terms apply in full to the AI Builder and to Generated Output. For the avoidance of doubt, the liability cap described in Main Terms §11 applies collectively to your use of the Services, including the AI Builder, and is not a separate or additional cap.

11.2 To the fullest extent permitted by law, Tatum is not liable for any loss of funds, digital assets, or data resulting from Deployment of Generated Output, whether or not Tatum’s Deployment functionality was used, and whether the Deployment was initiated by you or carried out by the AI Builder at your instruction.

12. Indemnification

12.1 In addition to Section 12 of the Main Terms, you agree to indemnify, defend, and hold harmless Tatum and its affiliates, officers, directors, employees, and agents from any claim, liability, damage, loss, or expense (including reasonable attorneys’ fees) arising out of or relating to: (a) any Prompt or other content or materials you submit; (b) any Sharing, Deployment, distribution, operation, or use of Generated Output, whether initiated by you or carried out by the AI Builder at your instruction, including autonomous Deployment; (c) any application, token, or smart contract you create or make available using Generated Output; and (d) your breach of Section 7 (Acceptable Use Policy) or Section 10 (Compliance Representations) of these AI Builder Terms, in each case except to the extent the claim results from Tatum’s material breach of these AI Builder Terms, gross negligence, or willful misconduct.

13. Monitoring and Enforcement

13.1 Tatum may investigate suspected violations of these AI Builder Terms, and may suspend or terminate AI Builder access, remove or disable Generated Output stored on Tatum’s systems, or take other action described in Main Terms §6 and §15, without liability to you, where Tatum reasonably believes a violation of Section 7 has occurred.

13.2 Tatum may cooperate with law enforcement and regulators in connection with suspected illegal use of the AI Builder, consistent with Main Terms §8 (disclosure where required by law or in good-faith belief it is reasonably necessary).

14. Third-Party Models and Infrastructure

14.1 The AI Builder may rely on third-party AI model providers and infrastructure. The availability and performance of the AI Builder may depend on those providers. To the fullest extent permitted by applicable law, Tatum does not warrant uninterrupted availability or the accuracy, completeness, or suitability of output generated through third-party models.

14.2 You must not use Tatum’s platform-provided API keys or credentials outside the AI Builder. Where you supply your own third-party API keys or credentials (including your own Tatum API key, where applicable), you are solely responsible for their use, any associated fees, and compliance with the relevant provider’s terms.

15. Attribution and Trademark License (“Built with Tatum AI Builder”)

15.1 If Tatum makes available a “Built with Tatum AI Builder” badge, logo, or similar attribution mark for use on applications built with the AI Builder (the “Attribution Mark”), then, for any application you Share or Deploy to third parties, you must display, and must not remove or obscure, the Attribution Mark unless Tatum permits otherwise for so long as the application remains substantially similar to the Generated Output. Tatum grants you a limited, non-exclusive, revocable, non-sublicensable license to display the Attribution Mark for so long as the application remains in material compliance with these AI Builder Terms and Tatum has not required removal.

15.2 Display of the Attribution Mark does not indicate, and you must not represent or imply, that Tatum operates, controls, endorses, guarantees, audits, or is a joint venturer, partner, or co-provider of your application. Where required by Tatum’s brand guidelines, the Attribution Mark must be accompanied by a disclaimer substantially in the form: “[App name] is an independent, third-party application built using Tatum’s AI Builder. Tatum does not operate, control, or endorse this application and is not a party to your use of it.”

15.3 Tatum may require immediate removal of the Attribution Mark from any application, and may revoke the license granted under this Section, at any time and without prior notice, including where Tatum reasonably believes the application violates Section 7 (Acceptable Use Policy) or otherwise creates reputational, trademark, or legal risk to Tatum. Continued display of the Attribution Mark after such notice is a material breach of these AI Builder Terms and, independently, may constitute trademark infringement.

15.4 Display or non-display of the Attribution Mark does not affect the allocation of liability, warranties, or indemnification obligations set out in these AI Builder Terms or the Main Terms; in particular, Section 5 (AI Output Disclaimer), Section 11 (No Warranty; Limitation of Liability), and Section 12 (Indemnification) apply regardless of whether the Attribution Mark is displayed on a given application.

16. Termination and Survival

16.1 Main Terms §15 (Termination) governs termination of your access to the AI Builder. Sections 5, 6.2, 8.4, 10, 11, 12, and 15.3 of these AI Builder Terms survive termination or expiration of these AI Builder Terms or your use of the AI Builder, consistent with the survival provisions of the Main Terms.

17. Governing Law; Miscellaneous

17.1 Main Terms §18 (Governing Law) and §16 (Entire Agreement) apply to these AI Builder Terms. These AI Builder Terms form part of the agreement described in Main Terms §16. Any master subscription agreement, enterprise agreement, or order form that supersedes the Main Terms under Main Terms §16 also supersedes any inconsistent provision of these AI Builder Terms unless that agreement or order form expressly provides otherwise.

18. Contact

Questions about the AI Builder or these AI Builder Terms may be sent to support@tatum.io.